November is Financial Literacy Month in Canada — a perfect time to learn new money skills and have some fun while doing it! This year’s official theme is “Talk Money,” and one of the most exciting ways to join the conversation is through the $15 Stretch Challenge.
The idea is simple: take just $15 and see how creatively you can stretch it. It’s fun, it’s practical, and it’s a great way to spark conversations about spending habits, saving strategies, and resourcefulness.
Ready to play?
What Is the $15 Stretch Challenge?
Created by the Financial Consumer Agency of Canada (FCAC), this challenge encourages Canadians to:
• Think creatively about money
• Try low-cost alternatives
• Discover new ways to save
• Share ideas with others
You can approach it in any way you like — food, clothing, home, activities, or even gifts.
Use the hashtags #FLM2025 and #TalkMoney to share your ideas!
10 Fun Ways to Stretch $15 This Month
Here are inspiring (and real!) ideas to try:
1. Create a Three-Meal $15 Menu
Examples:
• Veggie stir-fry
• One-pot lentil soup
• Breakfast burrito wraps
2. Thrift a “new-to-you” outfit add-on
Find accessories, scarves, belts, or a gently second-hand top.
3. DIY Holiday Gift Challenge
$15 can become:
• A candle-making kit item
• Homemade cookies
• A framed print
• A hand-painted card set
4. Laundry Efficiency Hack
Buy dryer balls = Reduce drying time for months.
5. Buy a used book & trade it after reading
Double value: entertainment + sharing.
6. Family Game Night for $15
• Dollar store puzzles
• Bingo sheets
• Snacks and movie night at home
7. Self-care kit on a budget
Face masks, tea, cozy socks — done.
8. Pantry Chemistry Challenge
Use only what you have + $15 for missing items.
9. Dollar store craft kit
Perfect for kids or relaxing adult creativity.
10. Plan a low-cost outing
• Coffee + a walk
• Library visit
• Free gallery days
Why This Challenge Matters
This isn’t just about saving money — it’s about learning how to:
• Plan ahead
• Compare prices
• Make thoughtful spending decisions
• Talk about money openly
It builds confidence and sparks meaningful conversations with friends, family, and neighbours.
Stretch $15 and Join the Fun
Financial literacy doesn’t have to feel heavy or serious. The $15 Stretch Challenge is a playful way to learn new skills, discover hidden creativity, and share your ideas with others. Whether you’re cooking, thrifting, crafting, or finding smart swaps, your approach can inspire someone else.Join in, share your creativity, and help Canada “Talk Money” this November.
Future you will thank you.